Philippine Real Estate Choices Let's Make the Right Choice
Chona Esguerra

Bank Loan


 Get the lightest home loan rate today

Apply today for an HSBC Home Loan and enjoy the following:

  Low Interest Rates

Enjoy big savings when you get an HSBC Home Loan.

Repricing Period1HSBC2Bank ABank BBank CBank D
1 year5.99%8.00%8.00%9.50%9.75%
2 years7.49%8.50%N/A9.75%10.00%
3 years7.99%8.50%N/A9.75%10.00%
5 years8.99%8.75%9.75%10.25%10.25%
1Prevailing interest rate at repricing date shall apply after the first repricing period.
2Interest rates quoted above are as at October 1, 2010 and refer to the fixed interest rate applied for the entire term of the chosen repricing period for new home loan accounts. HSBC's US Dollar Home Loan rate is 3.99% for the 1-year repricing period. Click here for free consultation with our Home Loan Specialist. For interest rates of home loans due for re-pricing, please contact your HSBC Relationship Manager or branch of account. Rates subject to change without prior notice.

  Instant Recognition

When you open an HSBC Home Loan account of at least Php2,000,000 you automatically qualify as an HSBC Advance customer. Open a home loan of at least Php6,000,000 and you'll be recognized as an HSBC Premier customer throughtout the bank's global network. Click here for free consultation with our Home Loan Specialist.

  Discount on Interest Rates for Succeeding Years

All HSBC Advance and HSBC Premier customers exclusively enjoy 0.25% and 1.00% OFF respectively on the prevailing/standard home loan interest rate starting the next re-pricing period. This means big savings for you for the life of your loan! Click here for free consultation with our Home Loan Specialist.

  Semi-monthly or Monthly Payment Scheme

You can choose to pay monthly or every two weeks to match your unique cash flow needs.
Click here for free consultation with our Home Loan Specialist.

  Straight-line or Reducing Balance Calculation Method

Opt for our straight-line scheme so you can easily forecast your amortization cost along with your other expenses. Or go for the Reducing Balance option to save on interest payments. Click here for free consultation with 
our Home Loan Specialist.

  Take a Loan using Other Currencies

Have ample and easy access to ther currencies? Call us today and we'll give you a quotation for a home loan in your preferred foreign currency. Click here for free consultation with our Home Loan Specialist.

  Home Loan Calculators

For interest rates of home loans due for re-pricing, please contact your HSBC Relationship Manager or branch 
of account.

Get a quick quotation on your installment payment along with answer to any of these questions.

How much do I need to earn to afford my desired loan amount?
How much can i borrow based on the value of the property?
How much can i borrow based on my monthly income?

Interested to avail a home loan? contact me at +639175201055 or email chonae@gmail.com

 

Source: HSBC Personal Loan page

 

             

For more info,  kindly send us an email chonae@gmail.com. 

Updated: July 2010

 


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